No, you usually apply for a credit card If you don't need a guarantee, you should provide proof of income, proof of property and proof of work to apply for a credit card.

Process for processing credit cards:

1. Handle at the bank counter;

2. Submit the information needed to handle the credit card to the bank;

3. Fill in the credit card application form;

After approval, the bank will send a credit card.

Processing credit card materials:

1, personal ID card;

2. Proof of unit income;

3. Personal property certificate;

4. Information required by other banks.

Bank credit card application conditions:

1. Age requirements: domestic residents should be 18-65 years old, and foreigners should be 25-65 years old;

2. Job requirements: have a stable work unit, income and fixed residence;

③ Credit requirements: no bad credit record. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Bank credit card application materials:

(1), identification information:

Copy of resident identity card or military officer's card; If you are Hong Kong and Macao compatriots, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

② Proof of work and income:

Salary certificate or business card and photo badge.

Proof materials that can prove good economic strength: copy of real estate license and copy of automobile driving license; Copy of bank loan account (good credit, overdue for no more than 60 days) or deposit certificate.