Legal analysis: If the bank calls the police, the police station will come directly to the door and generally will not notify you by text message. If the public security organ believes that the crime of credit card fraud is met, it will file a case for investigation. According to the criminal case process, it will proceed from case filing, investigation, prosecution, trial, and finally the court will pronounce a verdict.

Legal basis: "Criminal Procedure Law of the People's Republic of China" Article 112 The people's court, people's procuratorate or public security organ shall handle reports, accusations, reports and surrender materials according to their jurisdiction. If it is deemed that there are no criminal facts or the criminal facts are obviously minor and criminal liability does not need to be investigated, the case shall not be filed and the reasons for not filing the case shall be notified. accuser. If the accuser is dissatisfied, he may apply for reconsideration.