Credit card prepayment procedure:

1.

According to the regulations of the bank, customers who repay in advance need to submit a written application one week to one month in advance to agree on the repayment date;

2.

Then, according to the agreed date, bring your ID card and the loan contract signed with the bank to the bank to fill in the loan repayment application form and prepayment agreement, and deposit the money that needs to be repaid with you for withholding according to the requirements of the bank.

3.

The principal and interest of the account;

4.

Automatic bank deduction;

5.

There is no limit to the number of times a bank repays the loan in advance, and it can pay off the loan in whole or in part.

Remarks: Some borrowers who repay the loan in advance can choose two ways:

1.

Reduce the monthly repayment amount and keep the repayment period unchanged;

2.

Shorten the repayment period and keep the monthly repayment amount unchanged; Once the application form for prepayment is confirmed by the borrower's bank, it is irrevocable. As a supplementary clause of the loan contract, it has the same legal effect as the loan contract.