What is the annual fee for the CCB Platinum Credit Card?
There are two types of CCB Platinum Credit Cards:
1. Standard Platinum Credit Card, primary card 580 yuan/additional card 300 yuan/card. Cardholders will be exempted from annual fees for a total of 10 card purchases and cash withdrawals in a year.
2. Platinum credit card, premium version: main card 3,600 yuan/card, supplementary card 2,800 yuan/card; elite version: main card 1,800 yuan/card, supplementary card 1,200 yuan/card. The Platinum Card does not have an annual fee exemption policy. The annual fee must be paid in the first year. From the second year onwards, you can use card points to redeem the annual fee.
Extended information:
In addition to a high credit limit, the Platinum Card also has various VIP benefits. VIP access to banks, free airport transfers, airport VIP lounges, free registration with hospital experts, free annual passes to golf courses, high aviation accident insurance, annual physical examinations and many other benefits that gold cards and ordinary cards do not have.
Therefore, cardholders who apply for Premier Platinum and Elite Platinum Cards must consider the annual fee of 3,600 yuan for the Premier Platinum Card and the 1,800 yuan annual fee for the Elite Platinum Card, and this annual fee is an annual fee. Not exempt. The Platinum Card has many value-added services, the limit is generally higher, and you can enjoy the VIP services of the Platinum Card. Having a Platinum Card is also a status symbol. But often the high annual fees of some platinum cards are beyond the reach of some friends, but cardholders who are concerned about the annual fees can consider the standard platinum card.
Reference: CCB Credit
Does CCB Platinum Card require an annual fee?
The CCB Platinum Card requires an annual fee.
The annual fee standard for standard platinum credit cards:
The main card is 580 yuan/year/card, the supplementary card is 300 yuan/year/card (including the titanium platinum card main card is 380 yuan/year/ card, supplementary card 180 yuan/year/card).
For each card holder, a total of 10 transactions (consumption/cash withdrawals) in total (no limit on amount) will be waived for that year; among which, the titanium platinum card has 6 transactions (consumption/cash withdrawal) per year (no limit on amount). ) is exempt from the annual fee for the current year.
Products with special benefits such as Longka Car Card, Longka Family Credit Card (UnionPay version), and Longka Yinong Credit Card are not exempt from annual fees.
Extended information
No annual fee will be incurred if the credit card is not activated (except for cases where we have been authorized to collect by our bank in writing, by phone, etc.).
If the cardholder's card is a product with a rigid annual fee, usually such credit cards are exempt from annual fees because of their special benefits, such as car cards, Yinong credit cards, etc. The annual fee is calculated after you activate the card. Collect;
High-end credit cards (Smart Card, Diamond Card, Exclusive Platinum Card) or Family Love Card (UnionPay), etc., regardless of whether the card is activated or not, the annual fee will be charged after the card is approved. For details, please Pay attention to the statement.
Note: The annual fee collection policy for a new card after the credit card expires is the same as that for the old card;
The year referred to in the annual fee charging standard is each card holding year. Users can judge based on the validity period of the card they hold. The month in the validity period is the beginning month of a card holding year, and the month of the next year is the card holding year.
China Construction Bank - Annual Fee Standard for Standard Platinum Credit Card
China Construction Bank - Annual Fee Standard for Credit Card
What is the annual fee for Construction Bank Credit Card?
Customers can learn about the specific charging standards for credit card annual fees through the "Service Guide - Charging Standards" column on the CCB Credit Card website. The annual fee of Dragon Card credit card varies depending on the card type. Customers can also check the annual fee charging standards, exemption status and other information of each card under their name through the following channels.
1. After following "China Construction Bank" on WeChat and binding the credit card, select "Credit Card-Business Processing Hall", click " ", and query through "Inquiry Service-Annual Fee Inquiry";
2. Log in to CCB Mobile Banking and query through "Credit Card - Card Services - My Accounts - Annual Fee Information".
(In case of business changes, please refer to the actual situation.)
That’s it for the introduction to the annual fee of CCB Long Card Platinum Credit Card.