If it is a CMB credit card, you don't need to apply for it when it expires. Generally, two months before the expiration, our bank will send a card replacement reminder message. One month before the expiration, the new card will be sent to your billing address, and there will be a text message at that time, please pay attention.

? Tips

a. You can't change the card directly at the counter.

B. if the billing address is changed, please modify it in time.

Other matters of card replacement:

The bank will provide you with card replacement service when it expires for free; It basically does not affect the use of cards.

when the main card and the supplementary card expire, they will be sent to the billing address of the main cardholder respectively.

when the card expires, the new card has the same number as the old card. Some credit cards will change their card numbers when they are renewed due to reasons such as suspension of issuance, so the old cards can be used until the expiration date.

after receiving the new card, please open it in time. When the replacement card number is the same as the old card, the old card will be invalid immediately after the new card is opened, and it needs to be cut.

The credit card is valid for 5 years. Whether to renew a new card is comprehensively evaluated according to your card usage. You will be notified by SMS two months before the card expires. If the card is not opened within the validity period, a new card will not be issued, and a new application will be required.

the credit card is automatically deducted, and the deduction will not be affected if the associated card number remains unchanged. If the card number changes, it is necessary to re-associate a new card number.

the accounts, quotas and points are the same as the original account.

(Response time: March 3, 22. Please refer to the latest business changes announced by China Merchants Bank in official website. )