guangfa credit card is the first domestic standard credit card issued by guangfa bank in 1995, and it is also the first profitable credit card. The credit line of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit. The interest-free period for overdraft consumption can be up to 5 days.
however, about one month before the credit card expires, the bank will contact the cardholder in advance, and will automatically issue a new card with the same card type and card number to the user, and the validity period of the new card is generally three to five years. By mail, cardholders don't have to go to the bank specially, which is very simple and convenient.