1. The overdue credit card information will be recorded in the personal credit record, which may affect the loan to buy a house, a car and apply for a credit card in the future.

2. if the repayment is not made in full after the due repayment date, interest will be charged from the date when the consumption is recorded, and the compound interest will be calculated on a monthly basis. If the customer's repayment amount is less than the minimum repayment amount, a certain proportion of the unpaid part of the minimum repayment amount will be paid as repayment penalty.

(in case of business changes, please take the actual situation as the standard. )