How much does the Golden Eagle Gold Card cost per year?
The annual fee charged by the Bank of Communications Golden Eagle Credit Card for the regular card is 60 yuan for the main card, and 40 yuan per year for the supplementary card. Charged as per standard. The annual fee charged for the Bank of Communications Golden Eagle Gold Credit Card is 120 yuan per year for the main card, and the annual fee for the supplementary card is 60 yuan per year. To put it simply, Bank of Communications Golden Eagle Credit Card has two levels: regular card and gold card. The annual fees charged for different levels of credit cards are different.
How to accumulate points with Bank of Communications Golden Eagle Credit Card
1. Bank of Communications Golden Eagle Credit Card cardholders can make purchases through the channels provided by Bank of Communications, and cardholders will automatically earn points after consumption.
2. Golden Eagle credit card holders can accumulate double Bank of Communications points when spending in stores specified by the bank, and can also accumulate Golden Eagle membership points.
3. Cardholders will accumulate 1 Bank of Communications point for every RMB 1 spent, and the supplementary card consumption reward points will be accumulated under the main card account and calculated together.
Golden Eagle points can be redeemed every day of the week
They can be redeemed at any time of the year. If in the following year, you need to redeem the points from the previous year in January, the expired points will be invalid. Suppose it is now 2010 and your points exceed 5,000 points, you can redeem them at any time in 2010. But it must be redeemed before January 2011.
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The role of credit card points:
1. Points can be accumulated by swiping the Bank of Communications credit card, 1 yuan = 1 point, 1 US dollar = 8 points. All points of cardholders can be combined except for co-branded cards, and Bank of Communications credit card points in co-branded cards will be combined with member points. The non-points rules include: when you use a credit card to withdraw cash, you will not enjoy points; in addition, when you use a credit card to buy cars, wholesale, buy houses, schools, hospitals and other transactions, you will not enjoy points. The validity period of points is generally 1 year, and the maximum is 2 years.
2. Spending at the Golden Eagle store can double the Bank of Communications points, and at the same time, Golden Eagle membership points can be accumulated. For non-Golden Eagle store consumption, 1 point will be accumulated for every RMB 1 spent, and the supplementary card consumption reward points will be accumulated to the main card account and calculated together. Bank of Communications points can be exclusively redeemed for Golden Eagle Credit Card gold coupons. Golden Eagle Credit Card gold coupons can only be used to offset consumption in Golden Eagle stores. 400 points can be exchanged for 1 yuan credit card coupons. Each card can redeem up to 200,000 points. In addition to redeeming points group credit cards, Bank of Communications points can also participate in the points exchange activities held by the Bank of Communications Points Paradise, the "World of Enjoyment" points reward program, etc.
3. Points can be redeemed for gifts/parking coupons at Golden Eagle at any time. Once redeemed, they are non-refundable. The annual accumulated redeemable points are capped at 500,000 points. The points earned in the current year are valid for no more than one year (from January 1st to December 31st of each year). The consumption amount of the previous year will not be included in the next year, and cannot be accumulated when redeeming. Redeem at the end of each year. complete. Failure to do so within the time limit will be deemed as automatically giving up points. After the customer redeems the reward, the corresponding consumption points will be deducted from the "accumulated consumption points" of the VIP card. The redeemed rewards will not be exchanged for cash, will not be reported as lost, will not be given in change, and will no longer enjoy other benefits such as VIP discounts and points. In order to ensure the legitimate interests of card-holding VIPs, when redeeming rewards, the card owner must bring his VIP card and valid ID (original) to the customer service center of each Golden Eagle company. When a customer holding a VIP card returns or exchanges goods, the return amount or the difference after product exchange must be deducted from the "accumulated consumption points". If a reward has been redeemed, the reward coupon must be returned or cash of equivalent value must be returned. Point reward coupons are calculated in units of 1 yuan.
The difference between the Bank of Communications Golden Eagle Credit Card gold card and the regular card
1. The gold card can participate in more activities than the regular card. For example, "Swipe the Bank of Communications MasterCard Gold Card to enjoy a priceless fashion trip." Every once in a while there are special events for Gold Cards.
2. The gold card’s consumption discount at certain preferential merchants is larger than that of the regular card. For example, Zhengzhou "Tuscany Western Restaurant" offers a 12% discount for holders of Bank of Communications Ward Wealth Card, Credit Card Platinum Card and Credit Card Gold Card, and a 10% discount for regular credit cards and other cards.
However, most discount merchants have no difference in the discount range between the two.
3. Gold card points can be redeemed for more gifts than regular cards. For example, "Enjoy life with gifts, enjoy colorful gifts, and start a better life!" The gold card has exclusive gifts: Sony hard disk camera, Sony 46-inch LCD TV. However, they all require more than one million points. Not to mention regular card users, even gold card users have a hard time accumulating so many points.
The difference between the Golden Eagle Gold Card and the Points Card
1. The Points Card is completely used as cash.
2. If you have a Golden Eagle VIP card, you can also use the VIP card to get a discount and then use the points card to pay the bill. VIP cards include gold card and platinum card. The platinum card offers a 12% discount. If the product is already discounted, some counters will no longer discount it, and some counters can offer an additional 95% discount. You can borrow someone else’s platinum card to get a discount. At the same time, your consumption amount will be accumulated to other people's platinum cards to participate in points. Of course, if you want to return or exchange goods in the future, the corresponding points will be deducted, so usually you can just borrow someone else's card to get a discount.
3. Golden Eagle World adapts to the younger and more fashionable consumption. Golden Eagle International has more big brands and more expensive things. The activities are also different from Tiandi. Your purchase price is 1,000 yuan. If you buy cosmetics, it will be the same everywhere, because these are not discounted, only giveaways with over-the-counter purchases. If you buy clothes, bags, etc., then it depends on your preferences. I agree with what was said above that there are many activities in Tiandi, so some brands are cost-effective, but it depends on whether you usually like young and fashionable things.
4. Electronic coupons are ordinary coupons that give you points back for consumption. There is a difference between using electronic coupons and point cards. Point cards can be used like cash, so you can get discounts, but using electronic coupons cannot provide discounts. Therefore, it is best to use electronic coupons to buy special products and products that do not participate in shopping mall activities. .
5. Use the points card as much as you need each time. After each payment, the cashier will mark a balance for you to remind you to consume in time. Although it is not redeemable, you can always use it up. How expensive are things now? Especially the Golden Eagle.
What is the cash withdrawal fee of Bank of Communications Golden Eagle Credit Card
1. Annual fee preferential policies of some banks
Bank of China, Agricultural Bank of China, Industrial Bank Credit Card: first year Free of charge. If you swipe the card 5 times within a year, the annual fee for the following year will be waived.
ICBC Credit Card: If you swipe the card 5 times within a year, the annual fee for that year will be waived.
China Construction Bank Credit Card: Waived in the first year. If you swipe the card 3 times within a year, the annual fee will be waived in the following year.
Bank of Communications Credit Card: Annual fee is waived in the first year, and thereafter the annual fee for the next year will be waived by swiping the card six times a year (Bank of Communications Platinum Credit Card does not have an annual fee waiver policy).
China Merchants Bank Credit Card: Waived in the first year. If you swipe the card 6 times within a year, the annual fee will be waived in the following year.
CITIC Bank Credit Card: If you swipe the card once within 1 month after activation, the annual fee for the current year will be waived. If you swipe the card 5 times within a year, the annual fee for the next year will be waived.
2. Annual fee standards for credit cards of different levels
However, the annual fee standards for credit cards of various banks will vary depending on the card. For example, the annual fee for the Shanghai Pudong Development Bank standard credit card is 180 yuan for the main card and 90 yuan for the additional card; the annual fee for the gold card is 360 yuan for the main card and 180 yuan for the additional card; and the annual fee for the Shanghai Pudong Development Bank co-branded card is 360 yuan; as for the Pudong McDull series The credit card also displays the sign of “no annual fee for life”. Therefore, even if credit cards are issued by the same credit card center, the annual fee standards will be very different. Cardholders should first ask how high this "potential cost" is when applying for a card.
3. Credit cards with no annual fees for life
Although credit cards with no annual fees for life are rare, they are not unavailable. For example, credit cards issued by Postal Savings Bank, whether they are primary cards or supplementary cards, There is no need to worry about the annual fee for the card.
Shanghai Bank’s credit cards also have free lunches, such as Star Card, Hong Kong Travel Card, Global Pass Card and other cards, all of which are free of annual fees for life. However, Shanghai Bank’s outlets only cover the Shanghai area. It is more difficult to apply in other areas.
There are also credit cards from other banks that waive annual fees for life. Since there are so many types of credit cards, if you want to apply for them, you need to search carefully.
For example, China Guangfa Bank’s China Southern Airlines Sky Pearl Credit Card Extra Edition and QQ Car Card, Shanghai Pudong Development Bank’s McDull Credit Card and the 60th Anniversary Credit Card of the Founding of the People’s Republic of China, Agricultural Bank of China’s Golden Harvest Ruyi Card, and Bank of Beijing’s [18.825.67] Daai Credit Card are all available. There is no annual fee for life.
Selected credit cards from various banks when applying for a credit card
This is the end of the introduction to Bank of Communications Golden Eagle Credit Card and Bank of Communications Gold Credit Card. I wonder if you have found the information you need. ?