Nowadays, many people want to apply for credit cards, but when banks review them, they look at personal qualifications. The quota will be allocated based on individual qualifications. The first thing to look at for personal qualifications is fixed employment and assets. If you are a netizen who has no savings and no legitimate occupation, can you not apply for a credit card?

In fact, no, even if your personal qualifications are insufficient, the bank will think that your creditworthiness is not high and your repayment ability is not enough. Wait, if you apply for a card at the counter, the chance of getting the card is very small, but you can get a credit card through other methods.

The bank believes that the three-no personnel with insufficient qualifications can be roughly divided into the following situations to apply for a credit card.

They are currently resigned

In this case, it is not possible to apply for a credit card. It will be difficult, just apply for a credit card online.

When filling in work information when applying online, you can fill in your previous workplace.

The best bank to apply for a card is a joint-stock bank, because there will be almost no door visits or phone calls.

Individual business operators

It is not difficult to apply for a credit card in this situation. You only need to provide a business license and proof of business flow.

You can apply at the counter or online.

The unemployed

This type of person has never had a job, so they need to work hard on a stable source of income when applying for a card. Deposit a certain amount of funds into the bank's savings card or debit card every month for a few months.

Then it will be easier to apply online.

If you want to apply for a card quickly through online application, you can consider Industrial, Ping An, and Transportation, and there is no return visit.