Borrowing after repayment before the final payment date can be considered as repayment.

The card-issuing bank will settle all charges for the current period on the billing date and tell you how much you should repay. Consumption made after the billing date will be settled on the next billing day. Therefore, all repayments before the final repayment date will be counted. As for repayment after repayment, the newly repaid portion will be included in the next month's bill. However, if you always swipe your card to spend immediately after repayment, the bank system may determine that your repayment funds are tight (suspected of cashing out), and your ability to repay in the future will be considered unstable. Therefore, there is a risk of risk control and derating. But if it is normal daily consumption, there will be no impact.

Extended information

The billing date refers to the card-issuing bank's regular monthly summary of various transactions and expenses that occurred in the cardholder's credit card account in the current period, and the settlement of interest and calculations. The date on which the cardholder should repay the amount in the current period. The repayment due date is the last date stipulated by the card issuing bank when the cardholder should repay the entire repayment or the minimum repayment amount. As long as you repay between these two dates, it will be considered a normal repayment (above the minimum repayment amount). The bank will consider you to have repaid the current period. As for borrowing again after repaying the loan, since the last period's bill has been issued, then borrowing again The portion will be settled on the next billing date.

Reference: Baidu Encyclopedia_Credit Card