CCB credit card application 12 installment bill, the benchmark bill interest rate is 0.6%, but the maximum bill amount is 90%. The bill 13000 yuan can be paid in installments at most 1 1700 yuan, and the monthly handling fee 1 1700 * 0.6. The principal is11700/12 = 975 yuan. Monthly installment amount =975+70.2 yuan = 1045.2 yuan. /kloc-the installment fee for 0/2 months totals 842.4 yuan.

After the bill installment application is successful, you only need to pay back the part of the month that you didn't apply for installment, such as the bill of 13000 yuan. You applied for the bill installment of1700 yuan that month, so you only need to pay back 1300 yuan this month, and the installment part will not be paid back until the bill is posted next month.