The difference between CITIC Signature Credit Card and China Eastern Airlines Signature Credit Card lies in the different levels and annual fee preferential policies within the validity period.
1. The annual fee is 480 yuan, but if you spend or withdraw cash over 60,000 yuan within one year, the annual fee will be waived, which is quite cost-effective.
2. The cash withdrawal limit is as high as 30, and there is an interest-free period of 20 to 50 days, allowing you to respond to emergencies at any time.
3. The period rate is as low as 0.73/period, allowing you to easily spread large purchases and save interest expenses.
4. You can earn points whether you are spending money or withdrawing cash. Regular cards can earn 1 point for every 1 yuan spent, and gold, titanium, and platinum cards can earn 2 points for every 1 yuan spent. Points can be redeemed for China Eastern Miles miles or other gifts within 2 years.
5. For every 10 yuan spent, you can redeem 1 China Eastern Airlines mileage. Mileage points are not included in online transactions and cash withdrawals. Miles can be used to redeem air tickets, upgrades, lounges and other services to make your business trip more comfortable.