the difference between American express card and other credit cards such as VISA: \xd\ 1. the card issuer is different. \xd\1. Universal Picture, the largest international tourism service and comprehensive finance, financial investment and information processing by American Express; American Express was founded in 185 and headquartered in new york, USA. American Express Company is the largest international travel service and Universal Picture with comprehensive finance, financial investment and information processing. It is in the leading position in credit card, traveler's check, travel, financial planning and international banking, and it is the only service company among the 3 companies in Dow Jones Industrial Index reflecting the American economy. \xd\2. VISA and MasterCard are not banks, but a banking organization, just like "UnionPay" in China; VISA card refers to one of the international credit cards issued by any bank, and the other is marked with MASTER. VISA is like UnionPay in China, and VISA International is the largest international credit card organization in the world. It is a non-profit international organization with the participation of banks all over the world, and its members are composed of banks and other financial institutions, establishing a global network of payment and financial services; There are two major organizations in the world: VISA International and MasterCard International. \ xd \ xd \ Second, the foreign currency conversion rates are different. \ xd \ xd \ Third, the advantage of American Express card is that it has many high-quality additional insurance and cashback services, but it is usually limited to the United States.