If you buy a Ping An accident insurance, you don't need to send a credit card, but you must provide an ID card, proof of work income and other applications to succeed. The rules for banks to apply for a credit card are as follows;

1. Age requirements: the age is between 18 and 65;

2. Income and asset requirements: stable occupation and income;

3. Credit and ability requirements: Good credit and ability to repay and pay interest on time;

4. Have full capacity for civil conduct;

5. provide originals of various certificates.