You must have had a small balance before, so now you have money to pay it back.
China Merchants Bank is the most expensive bank, higher than state-owned banks, and the threshold of 1 0,000 is too high. It is also recommended to change banks during your life.
Question 2: China Merchants Bank account management fee! If it is an ordinary card, the collection standard of account management fee: the average daily assets are less than 1 000 yuan, and the monthly 3 yuan; The average gold card is less than 50,000 per day, per month 10.
Deduct the account management fee of the current month on the second Saturday and the third Saturday of each month, and deduct the account management fee you owed before from others.
The method is that you can choose the credit card associated with China Merchants Bank to repay and deduct it successfully, so that even if your assets are not up to standard, you can be exempted from account management fees.
Question 3: The recent audit found that China Merchants Bank deducted the account management fee every month, which is not a small management fee. If the daily average fund of the account is insufficient 10, it will be charged!
Including deposits, fund stocks and all other funds!
3 fast every month, but there is no charge for automatic repayment of credit cards bound to China Merchants Bank!
Question 4: How to collect the account management fee of China Merchants Bank? The management fees in May, June, July, August and September are deducted from the landlord's master card, and 5 yuan is charged every month. Please see the corresponding date after the deduction.
Question 5: Do enterprises need account opening fees and online banking fees to open ordinary accounts in China Merchants Bank, and do they charge monthly account management fees? Hello, the cost of opening an ordinary account or basic deposit account is the same, including:
1. Company account opening fee: 0 to 300 yuan/household;
2. Account management fee: (for accounts with an average monthly amount less than RMB 6,543,800+10,000) 5 to 50 yuan/month;
3. Service fee for using the receipt box and storing the receipt at the counter: 120 to 240 yuan/year (30 yuan/card is added for electronic cards) (customers who use the self-service printing function of receipt are exempted);
4. Basic service fee for opening online enterprise bank: 30 to 100 yuan/month, UKEY35 yuan/Taiwan, need to buy two, a total of 70 yuan.
This range is the charge standard of the head office, and the charge standard of each branch will be within the price range announced by the head office. You can contact the branch directly to verify and confirm. Thank you for your attention to our bank!
Our website has specific charges for all uploaded services. You can open the following websites to check the charges: cmbchina/...d=zhbz, or you can directly log in to China Netcom's homepage cmbchina/, select "Real-time financial information" on the right hand side, select the last item: tariff standard, and click the corresponding business type to check it. For example, click "Basic Settlement" for account charges and "Cash Management" for online banking charges.
If you have any questions, please open cmbchina, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.
Question 6: What does the account management fee of China Merchants Bank mean? Why didn't China Merchants Bank charge an annual fee for one-card 20 yuan in January? You only charge the account management fee for customers whose "average monthly assets" of China Merchants Bank are not up to standard, and charge them monthly (the fees incurred in the current month will be charged in the next month).
Question 7: How is the account management fee charged by China Merchants Bank? As you can't confirm your card type and account opening city, please call 95555-2 Manual Service-1 Personal Banking Service -5 General Personal Consultation for manual verification.
Question 8: I want to know how China Merchants Bank collects the management fee for its one-card card. We don't charge annual fees, only account management fees. Fees are charged monthly. Generally, the premise of card acceptance is that your total assets in our bank (including card fund deposits opened by all tier-one branches) are less than 654.38+00000 yuan, and you will receive 654.38+0 yuan account management fee one month. Which month is not enough for the current month?
There is no difference between a fixed account and a current account.
As you said, you use smart cards in Shenzhen, as long as the total assets of all the cards you open in Shenzhen Bank are 1 10,000.
The amount of a gold card is more than 50 thousand yuan per month, without any handling fee. Less than 50,000 yuan 10 yuan per month.
Sunflower is the account management fee for three months in a row 150 yuan when the assets are less than 500,000!
Management fees charged by banks = the main purpose is to manage customer resource requirements.
Because many customers may have opened at least five or more cards in the bank, each card will generate corresponding data when it is opened, but many customers only use one or two of them, and the rest may be forgotten at all, and there is no active fund in it, but the records in it are indeed permanently backed up in the bank's computer database (unless the account is completely cancelled through normal procedures). This part of the data is very huge, which is not a small expense for banks, so account management fees should be charged. It is just the starting point for each bank to charge.
Question 9: Hello, the charging standard of account management fee for corporate account of China Merchants Bank. If the average monthly balance of all current and time deposit accounts under the same customer number is less than 6,543,800+,it will be charged 5 to 50 yuan/month (this range is the charging standard of the Head Office, and the charging standards of all branches are within the price range announced by the Head Office. The charging standards of each branch have been announced at the outlets. Please contact the bank where the account is opened. Thank you for your understanding and cooperation.
Last month's expenses will be deducted on the 25th of the following month. If the assets reach the standard or 65,438+00 online payment and settlement transactions occur to online banking customers every month, the account management fee for that month will be reduced or exempted. Note: "Monthly average daily balance" refers to the sum of the daily balance from the beginning of the month to the end of the month divided by the number of days.
If you still have questions about the one-card service, please log on to "Online Customer Service" for consultation: forum.cmbchina/...ncmu=0, thank you for your concern and support for China Merchants Bank!
Question 10: Is there an account management fee for China Merchants Bank debit cards? Hello! The charging standard of account management fee will be different in different cities and different card types. Take the ordinary one-card of Beijing Branch as an example: from April 2006 1, the personal account management fee of passbook and one-card with monthly assets less than 1 0,000 yuan is calculated as 1 yuan/month/card; From 20 14, 65438+ 10, 1 day, the daily average total assets of the "ordinary card/passbook" account in that month will be fully converted into RMB 1000 (inclusive), and any card consumption or online/mobile banking transfer, payment and living will be handled.
Detailed rules for reduction and exemption:
1. Credit card consumption: including domestic and overseas consumption transactions of UnionPay;
2. Transfer: including China Merchants Bank's transfer in the same city, China Merchants Bank's transfer in different places, inter-bank transfer in the same city, inter-bank transfer in different places (including the above ordinary, fast and real-time modes), fast repayment by credit card, and transfer of other bank accounts to China Merchants Bank;
3. Payment methods: including online payment, express payment and direct payment.
4. Living payment: including payment transactions through the "Living Payment" column of online banking;
5. Self-deduction repayment by credit card: It means that the customer's credit card account is bound to our one-card account as a self-deduction account, and at least one self-deduction channel is successful in the current month, and the repayment amount is unlimited.
Personal card account, large installment account (e-car purchase, home improvement installment) and personal company card account associated with credit cards.
6. The management fee waiver of Puka account includes the management fee waiver of all Puka accounts under the customer's name.
7. If the customer holds Puka, Gold Card and golden sunflower card at the same time, and any card in the customer's name has the above transactions, the management fee of Puka account can be reduced or exempted.
Excuse me, which city are you a customer of? What are the first six digits of the card number? What type is your card? We will verify the charging policy and reduction standard for you.
If you have any questions, I suggest you consult China Merchants Bank forum.cmbchina/cmu/icslogin.aspx?. , online customer service. from = B& amp； Logincmu=0, we will serve you wholeheartedly!