The annual credit card fee is a fee charged by the bank to the credit card holder in accordance with relevant regulations. So, can the annual fee that has been charged by the bank still be refunded? Take China Construction Bank as an example, let’s take a look with the editor.

Can the annual fee of CCB credit card be refunded?

Yes. According to CCB regulations, if the cardholder's credit card has already been charged an annual fee (except for some special credit cards), the cardholder can repay it first and then make up for it according to the following requirements. CCB will deduct the annual fee within 7 working days after the transaction is recorded. The fee will be automatically refunded to the cardholder's credit card account.

1. 3 transactions/6 annual fee-free credit cards: 3 additional transactions within 3 months of annual fees.

2. Make 10 annual fee-free credit card transactions: 5 additional transactions within 3 months of annual fees.

It should be noted that no matter how many times the cardholder missed a swipe in the previous year, the number of re-swipes will be recalculated. In addition, when the cardholder makes a recharge, domestic and overseas credit card swiping, cash withdrawals, online payments, binding third-party platform payments, and other general deductions will be counted in the number of transactions for which the credit card is free of annual fees, and the transaction amount is not limited.

In addition, if the cardholder does not know the number of times the card has been swiped, he or she can follow the "China Construction Bank" WeChat official account and go through the credit card - business processing hall - ' ' - inquiry service - annual fee inquiry operation.