It is true that foreign visitors will come to your door if your credit card is overdue, and they will usually be notified in advance. The main purpose is to find out how your family is doing and whether you have any hope of repaying your debt. So never avoid bank collection. In this case, credit card interest will only increase. Regarding the question of whether it is true or false that foreign visitors with overdue credit cards are visiting your home, and whether you should inform them in advance, the editor below will give you a detailed answer. If you have other credit card questions, you can click on the link at the end of the article for legal consultation and let a professional lawyer share your worries.

1. Is it true that foreign visitors with overdue credit cards are coming to your home? Do you need to inform me in advance? Is it true that foreign visitors with overdue credit cards are coming to your home? Generally, you will be notified in advance. Nowadays, it is still normal for credit cards to come to your home for collection. The main purpose of visiting your home is to find out how your family is doing. Especially if you owe a large amount of money, the basic purpose of coming to your home is to sue you. They will come to check on your home's situation and see if there is any hope of repaying the debt. For example, if you live in a villa and own a house worth millions, and live a comfortable life, but you still owe tens of millions and still don't pay back, then you will be ready to sue when you come to your door. If your family is really in difficulty, life will be difficult for both the old and the young. After the door-to-door staff sees it, the probability of going back to sue you will be much reduced. On the contrary, if you negotiate for repayment, the probability of success will be much greater.

2. What are the consequences of an overdue credit card? 1. Overdue credit card penalties; 2. Overdue interest; 3. Bad credit record; 4. Criminal liability for malicious overdrafts; 5. Overdue credit card repayment records will be affected It will be recorded in the central bank's credit reporting system, resulting in a bad credit record; 6. If the overdue amount is large, the bank will directly sue the cardholder for credit card fraud and malicious overdraft.

The editor reminds you: When your credit card is overdue and you are sued, it means that the degree of overdue is serious, and you should contact the bank without delay. The purpose of the bank's lawsuit is to collect debts. If the cardholder can agree to repay in time, the bank will usually withdraw the lawsuit. In the case of real financial difficulties, you can try to negotiate with the bank for repayment in installments. If a bank comes to you for debt collection, you should take the initiative to negotiate and not evade. You should take the initiative to explain the situation to the bank and express the reasons why you cannot repay on time. You can apply for the minimum repayment amount or installment repayment, etc. If you still want to know more about credit card issues, you can consult an online professional lawyer.