1. If the bank actively invites you to apply for a card, or after the credit card is activated, the bank actively contacts you to use the cash loan business, which can generally be used directly.

2. The second is to slowly raise cards and accumulate credit, and then the bank will take the initiative to open them for you. This time will be longer, and it will take 1 month at the earliest, provided that there is a good credit or line in other banks.