1. Multi-point reward: 2 points for consumption abroad, 2 points for installment trading and 2 points for online consumption.
2. HSBC is well-known in the world and the collection speed is relatively fast.
3. It has the function of exchanging RMB through online banking, and can directly exchange RMB.
4. The cash deposit and withdrawal function is very convenient. You can withdraw money not only from the ATMs in Chinese mainland, but also from the counters in Hongkong.
5. It's convenient to get a card. You can apply in official website, or go to HSBC WeChat ("HSBC China Customer Service"), and some third-party card processing platforms can also apply online.
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This is the case with HSBC credit cards. The procedures are relatively high, and it is difficult for mainland customers to operate letters of credit. The documents must be sent to Hong Kong by express delivery. In addition, if you have many credit cards from other banks, it is easy to be rejected to apply for a credit card from HSBC. In addition, Fengfa card is issued by mail, which is relatively slow. It takes about ten days to fill in the information and get the card. So I think it's not as good as the credit card of the mainland bank.