You can withdraw cash at the bank's processing desk. If the user withdraws 500 yuan on the same day, he can pay it back on the same day. Users can go to the bank to handle repayment, and bank staff will handle it. You can wait until next month to repay all together, or you can repay part of it first. You can consult the bank for specific repayment interest.
The method of withdrawing cash by credit card is as follows:
1. The cardholder only needs to log in to the bank’s credit card online banking, select the cash advance function, and then follow the prompts to pre-borrow cash from the credit card You can directly deposit it into your personal debit card account, which is relatively easy to operate.
2. Borrow cash in advance over the phone, call the bank's credit card customer service hotline, and follow the voice prompts to transfer the cash advance into your personal debit card account.
Extended information:
Bank interest regulations:
1. For non-cash transactions (cash advance or transfer), the Bank of Communications shall start from the bank’s accounting date The period between the due date and the repayment due date is the interest-free repayment period. The interest-free repayment period is as short as 25 days and as long as 56 days. During this period, as long as you repay the current balance due on the current statement in full, you will not have to pay any interest on the funds advanced by the bank to the store for non-cash transactions.
2. The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuer. However, you cannot enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other various types of payables.
3. The calculation formula of the minimum repayment amount is as follows: Minimum repayment amount = 10 consumption balance 10 cash withdrawal balance interest balance other payable fee balance unpaid portion of the minimum repayment amount in the previous period.
Baidu Encyclopedia-Cash Withdrawal by Credit Card
Baidu Encyclopedia-Bank of Communications Credit Card