There are three methods to deal with it, namely normal installment repayment, personalized installment repayment, and applying for deferred repayment.

Among them, personalized installment repayment means choosing a suitable period and amount of repayment method according to the cardholder’s financial situation. You can choose a maximum of 60 periods, and you can also reduce interest and handling fees. Relatively speaking, It's more special. It’s better to use less credit cards.