1. First log in to Alipay, enter "Sesame Credit" on the Alipay "My" interface.

2. On the Sesame Credit interface, check your credit score and click "Credit Card" to enter the credit card application page.

3. Select a credit card and click Apply, or click Apply Now.

4. Fill in the basic information, and click "Next" after completing the filling;

5. Fill in the work information, and click "Next" after completing the filling;

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6. Fill in the contact information. After completing the filling, click "Next" and the application operation is completed.

Extended information:

Alipay Zhima Credit Score Rules

Zhima Credit Score uses cloud computing and machine learning and other technologies, through logistic regression, decision trees, random Forest and other model algorithms comprehensively process and evaluate data in each dimension, and objectively present a comprehensive score of personal credit status in the five dimensions of user credit history, behavioral preferences, contract performance capabilities, identity traits, and personal connections.

Sesame credit score ranges from 350 to 950. Continuous data tracking shows that the higher the Sesame score, the better the credit level, and the lower the probability of default in scenarios such as financial lending and life services. A higher Sesame score can help individuals obtain more efficient and better quality loans. Serve.

The composition of Sesame Credit Score:

1. Credit history: past credit account repayment records and credit account history;

2. Behavioral preferences: when shopping , payment, transfer, financial management and other activities;

3. Performance ability: stable economic sources and personal assets;

4. Identity characteristics: related to use Sufficiently rich and reliable basic personal information left during the service process;

5. Personal connections: the identity characteristics of friends and the degree of interaction with them.

Baidu Encyclopedia—Sesame Credit