In order to facilitate consumers and enhance the consumption experience, car loans are now credit cards. Compared with the traditional car loan method, the application process of car loan credit card is simpler and faster, and consumers only need to submit simple information and supporting documents to obtain the loan amount. The car loan credit card also provides a more flexible repayment method. Consumers can repay according to their personal repayment ability and loan term, and at the same time, they can enjoy some preferential policies, such as low-interest loans, installment payments, points rebates and so on. Thereby enhancing consumers' car buying experience and satisfaction.