Real-name transactions (such as buying air tickets/train tickets/lottery tickets): 30,000 yuan for a single transaction, 30,000 yuan for a single day, and no limit for a single month.

Physical transaction: 30,000 yuan for a single transaction, 30,000 yuan for a single day and 400,000 yuan for a single month.

Virtual transactions (such as mobile phone recharge) and life applications (such as water, electricity and coal payment): 30,000 for a single transaction, 30,000 for a single day and 200,000 for a single month.

Credit card online banking limit of China Merchants Bank:

Large credit card online banking payment: single limit (RMB) 30,000.

Micro-credit card online banking payment: single limit (RMB) 2000.

Daily limit (RMB): the overdraft limit of the credit card itself.

Tips: When consumers use credit cards for online shopping, they should first take precautions, and don't trust others to disclose their credit card information and personally identifiable information to others. As for the credit card center, although the original intention is to provide convenience for cardholders, the terms that it signed with airlines and other businesses can use card information without entering a password will, after all, provide an opportunity for criminals, and should also be improved in the preventive mechanism beforehand.