Nanfang Daily News (Reporter/Zheng Ping) After more than two years of preparation, yesterday afternoon, the first bank card of Zhongshan Xiaolan Village Bank-"Juka" debit card finally showed its true colors. As the first bank card with its own brand among more than 4 rural banks in China, "Juka" not only has practical functions such as one multi-card account, main and auxiliary card connectivity, but also exempts users from the cost of production, annual fee, inter-bank handling fee and off-site withdrawal handling fee. It is a real "free" bank card.
It is understood that Zhongshan Xiaolan Village Bank will also launch a "Chrysanthemum Card" similar to Hong Kong's "Octopus", so that citizens can use their bank cards to take public transportation, pay utilities and TV viewing fees, and online banking will be officially opened in May this year.
"Our goal is to create a bank card that is completely free and' free of charge'", said Xu Cao, president of Zhongshan Xiaolan Rural Bank. The "Juka" debit card is a UnionPay debit card, and functions such as credit cards are not allowed for the time being. Different from many banks, citizens do not charge the fee and annual fee for handling "Chrysanthemum Card", and they are exempt from handling fees for cross-bank withdrawals with cards, and they are also exempt from handling fees for withdrawals with cards in different places.
The reporter saw at the scene that "Chrysanthemum Card" is silvery white with UnionPay logo in the lower right corner, and the center of the card body is covered with Xiaolan Chrysanthemum pattern, with a fresh and elegant appearance.
According to Chen Canming, deputy governor of Xiaolan Rural Bank, Juka not only has the mainstream functions of bank cards, but also has many special functions. For example, the "one-card multi-account" allows users to set up both fixed deposit and current deposit accounts at the same time. The "primary card and secondary card" is very practical for family users. Parents open a primary card, and their children who are studying abroad are exempt from handling fees. The primary card can set a consumption ceiling for the secondary card and can retrieve the consumption records of the secondary card at any time. In addition, "Juka" has also joined the Industrial Bank's "Counter-to-Counter" Alliance, and users can handle cash business such as deposit and withdrawal at counters of more than 4 banks across the country, such as Industrial Bank, Jiujiang Bank and Chongqing Bank.
It is understood that "Juka" is issued nationwide, and this year's goal is to issue 2, cards, and various functions will be improved day by day, and online banking will be officially opened in May this year.
"In the future, we will cooperate with a high-tech company in Xiaolan to make' Juka' the Octopus of Xiaolan." Chen Canming introduced that at present, Xiaolan Rural Bank has reached cooperation intentions with public transportation, water supply and cable TV departments, and residents can take public transportation and pay water and cable TV viewing fees with' Juka'.
He Jianxiong, deputy mayor of Xiaolan Town, said that as the first rural bank in Guangdong Province, Xiaolan Rural Bank has been positioned as "serving small and medium-sized enterprises, serving agriculture, rural areas and farmers, and serving residents to start businesses" since its establishment at the end of 28, and every step has attracted much attention from the outside world. Up to now, the bank has issued loans totaling nearly 2 billion yuan, and has successively opened two branches in Xiaolan Taifeng and Zhongshan shaxi town.