The account holder of the bank card cannot be changed. According to China's regulations, credit cards and debit cards can only be recorded under one ID card, and cannot be changed into others. If you need to transfer funds, you can only apply for a new card as a new user, then transfer the original funds in the old card to the new card, and then cancel the account of the original card.

Bank card account opening process

1. Cardholders bring their ID cards and a small amount of cash to the bank outlets to explain the business they need to handle, and then fill out the form with the assistance of the staff in the bank lobby.

2. Take the number and queue up, and copy the ID card with the assistance of the staff; Call the counter number, go to the counter and give the completed form and ID card to the bank teller. When you apply for a credit card, you need to sign your name and enter your password. The password is six digits, so remember it after setting it. This is the password for future withdrawals.

You will get a bank card after all the formalities are completed. If you apply for online banking at the same time, you will also get a secret card or U shield. Finally, open the card and leave with your own things.