Bank of Communications credit card withdrawal is related to your credit limit, which generally does not exceed 50% of your credit limit. If there is a credit card available before repayment, and the last withdrawal amount does not exceed the limit, you can withdraw it at any time without waiting for repayment, but the withdrawal amount is limited.
If your withdrawal limit is used up, you can only withdraw it after repayment.
The recovery of credit card repayment amount is related to the time when the repayment arrives. Once the repayment is received, the amount will be recovered immediately. Credit card arrival time is divided into the following situations:
1. If you make automatic repayment through online banking or through our ATM, it will usually arrive on the same day.
2. If repayment is made through inter-bank, it will generally arrive the next day, and it will not exceed 5 working days at the latest.
3. If repayment is made through payment platforms such as Alipay and Tenpay, it can be divided into the same-day payment and the next-day payment.
The specific situation is still subject to the repayment SMS notification. Check whether the quota is restored. You can log in to personal online banking to check the balance, or you can call the bank or go to ATM to check.
Extended data:
Bank of Communications credit card withdrawal fee and interest:
1, domestic overdraft withdrawal fee
The domestic charge is 1% of the transaction amount, with the minimum of 10 yuan RMB. The handling fee for RMB withdrawal of Y-POWER card is as low as 5 yuan/transaction, regardless of peers' cross-bank and different places in the same domain.
2. Overseas overdraft withdrawal fee
The transaction amount of 1% collected through overseas cash withdrawal of UnionPay plus 12 yuan, with the lowest 15 yuan. Overseas, the transaction amount of 1% is charged through VISA/MASTER, with a minimum of $5 per transaction.
3. Pay the recovery fee more.
Our bank charges 0.5% of the cash withdrawal amount free of charge in the same city, with a minimum of 10 yuan and a maximum of 500 yuan/transaction.
4. Bank of Communications credit card withdrawal interest standard
The cash withdrawal interest of Bank of Communications is: from the date of cash withdrawal, the overdraft cash withdrawal interest will be charged at the daily interest rate of 0.5 ‰ until the cash withdrawal amount, cash withdrawal fee and cash withdrawal interest are all paid off, and the compound interest will be charged daily.
Baidu encyclopedia _ Bank of Communications credit card