You can call the customer service number to log out, and follow the phone prompts to find manual service. We have to explain the relevant situation, and the customer service staff will help handle it, but they will not log out immediately. It takes several On working days, you can also go to the bank where the credit card is issued and cancel it at the counter.
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1. Application and use of credit card:
1. Application: bank channel, go to the bank business hall to fill in the credit card information, and apply at the bank When confirming the information, it must be your own information. After submission, the bank will review and approve the information. The salesperson will come to your door to handle the application. Call the salesperson to inform you that you want to apply for a credit card. Wait for the salesperson to come over and start applying for the card, fill in the credit card application information, and then wait for the bank to approve it. After receiving your credit card, you need to activate it online to use your credit card.
2. Use: Credit card allows you to consume within the credit limit and then repay, and has an interest-free period. It supports POS card swiping, online payment, and has functions such as bill installment and cash advance.
2. Latest reports on bank cards:
Effective June 1, 2015, the "Decision on Implementing Access Management of Bank Card Clearing Institutions" issued by the State Council has been implemented. This means that my country’s bank card clearing market will be fully opened. In the future, international card organizations, domestic third-party payment institutions, banks and other qualified domestic and overseas institutions can participate in my country's bank card clearing market, improve my country's bank card clearing service level through market competition, and accelerate the reform, opening up and innovation of the payment service market. transformation. [20]
On March 17, 2016, the People’s Bank of China launched a heavy blow to rectify the order of the bank card acquiring market. It is reported that in order to regulate the bank card acquiring outsourcing business and rectify the order of the bank card acquiring market, in the early stage, the People’s Bank of China Special spot checks on bank card acquiring outsourcing services were carried out across the country.
The spot inspection lasted for 2 months and covered 57 banks and payment institutions. According to the spot inspection plan of "unified deployment, hierarchical implementation, standardized business, and highlighting key points", the People's Bank of China Head Office adopts a simultaneous combination of direct unannounced inspections and local inspections of branches and branches, with the core of standardizing outsourcing and combating secondary clearance, to detect false merchants entering the network and violating regulations. Open transaction interfaces and multiple subcontracting operations that violate regulations will be severely cracked down on and severely investigated. The decisive action of the People's Bank of China has significantly reduced market violations, and the order of the bank card acquiring market has been greatly improved.