If it is a CMB credit card, you should refer to the annual fee. The annual fee of China Merchants Bank's credit card is 100 yuan/year for ordinary card and 100 yuan/year for gold card. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year.

1. Successfully applied for China Merchants Bank credit card.

If China Merchants Bank's credit card (except some cards) is successfully applied for, China Merchants Bank's credit card or partner's credit card will be exempted from the annual fee for the first year, and the annual fee for the next year will be reduced if a single purchase is made for six times (the amount and form are not limited) within a whole year (from the date of issuing the card). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.

Second, the annual credit card fee.

It can be simply understood as the annual use fee of credit card. Generally, the annual fees charged by different cards are different. Every bank is open to the outside world, so you can pay more attention when applying for a credit card, so that you can know what the annual fee is for applying for a credit card.

For example, the annual fee of the main card of China Merchants Credit Card is 100 yuan, and the auxiliary card is 50 yuan; The annual fee of the main gold card is 300 yuan, and the annual fee of the supplementary card is 150 yuan; The annual fee of the classic platinum credit card is 3,600 yuan for the main card and 2,000 yuan for the auxiliary card; Credit card applied for-generally, the annual fee is free in the first year, and the credit card can be reduced or exempted for a certain number of times in the second year. However, many high-end credit cards cannot reduce the annual fee, mainly because high-end cards contain many rights and interests, which can enable cardholders to enjoy better services. For example, many high-end credit cards provide accident insurance, which can protect cardholders from accidental injuries. The annual fee of a credit card is not charged according to the natural year-it is usually calculated from the date when the credit card is issued, but the specific date can be confirmed by calling the customer service hotline of the bank to which the credit card belongs, and the customer service staff will tell the exact calculation period. You can also ask when to deduct the annual fee. When the annual fee is collected, it will be shown in the bill and you can pay attention to it at any time.