ICBC credit "credit limit" refers to the maximum credit limit approved by China Bank according to the applicant's credit status, which can be recycled within the validity period of the card. According to the regulations of ICBC Credit Card Center, the bank will verify the credit card overdraft limit within a period of time according to the specific qualifications of the applicant and the application materials provided, and different applicants can apply for different amounts. Generally speaking, the amount of Puka and Gold Card is relatively low, and the amount of Platinum Card is relatively high. Compared with other banks, the average credit card limit of ICBC is lower.

Icbc credit card holders can overdraw within the credit card limit, and overdraft exceeding the credit card limit will result in credit card overrun fees.

If the existing credit card limit is insufficient, the cardholder can also apply to China Bank for cash withdrawal from the credit card to increase the temporary or fixed credit card limit. If you need to adjust the credit card limit, you can call the customer service hotline (95588)/ VIP customer service hotline (4006695588)/ Platinum Card customer service hotline (4000095588) to contact the customer service specialist for application. You can also log in to ICBC Online Banking and click Credit Card Service → More → Adjust the limit → Adjust the temporary limit.

ICBC credit card applications can be handled through offline banking outlets and card stands, or through ICBC online banking. Personal identification, work certificate, property certificate and other materials are required to apply for a credit card. If you want a large ICBC credit card, you may wish to provide as sufficient application materials and financial proof as possible when you apply for the card.