When you apply for a credit card, you must first pass the bank's application conditions before you can successfully apply for a credit card. So, what are the credit card review conditions of major banks? Let’s take a look with the editor.

What are the application requirements for credit cards?

China Merchants Bank

The number of credit cards issued by China Merchants Bank is second only to Industrial and Commercial Bank of China. Its credit card application threshold is not high. As long as there are no problems with your personal credit report and you have a stable job and income, your application can be approved.

CITIC Bank

Applicants for the main card are between 18 and 65 years old, and applicants for the supplementary card are between 16 and 75 years old. Natural persons with full capacity for civil conduct can apply for a CITIC Bank credit card. , the requirements are not high. In addition, although the CITIC Bank credit card limit is not very high, the limit can be increased relatively quickly, as long as the cardholder uses the credit card as soon as possible and maintains a good credit report.

Ping An Bank

The principal cardholder’s application age is between 20 and 65 years old, and the supplementary card applicant’s age is between 14 and 65 years old. In addition, new user applications need to provide credit card application form, valid resident ID card, work certification documents and other information. At the same time, the applicant's personal credit profile must be kept good and the debt ratio should not be too high.

China Everbright Bank

China Everbright Bank has a low credit card approval threshold. As long as the applicant has a good credit profile, he or she can basically pass, and the credit limit is relatively high. The limit of most Everbright Bank regular credit cards can reach 10,000 yuan.

Apply for a credit card that suits you. The threshold is low, the efficiency is high, the limit is high, and the approval rate is high. The credit card entrance of major banks: Minsheng Bank Credit Card is easy to apply for, the limit is high, and there is no annual fee to apply for it. Apply for the Everbright Bank Credit Card for free, fast pass, simple filling, high pass rate. Apply for this card. CITIC Bank Credit Card. Multiple cards, multiple rights. Apply for this card. China Merchants Bank Credit Card. Cash advance can be taken anywhere. New accounts can spend any amount and get free 2-year Jingdong Plus member applies for the card Ping An Credit Card interest-free installment, 8 yuan repayment fee applies for the card Ping An Bank standard credit card online shopping purchases, new account 60 yuan payment package instant discount package applies for the card CITIC Bank Credit Card - Yan Card Series The limit can reach up to 100,000, and you can enjoy 50% off on gourmet food with no annual fee when you swipe the card. Apply for the card. Shanghai Pudong Development Bank JD.com PLUS co-branded card will give you a PLUS membership annual card with no annual fee for the first swipe, and you will be free of charge for 6 purchases. Apply for the card in the following year

The review conditions for credit cards of several banks are listed above. The editor will not list them one by one for other banks. You can pay attention to them.