Hello, there is no impact.

The currency for cash installment application only supports RMB. Each application starts from 2,000 yuan, and the cumulative maximum application amount does not exceed 50,000 yuan. (The maximum cash installment limit for each customer is subject to our bank's review)

When your fixed limit cannot meet your consumption needs, you can apply for a temporary limit from our bank, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will automatically revert to the original quota after the period is exceeded. After the temporary limit expires, the used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and will be included in the minimum payment amount of the latest bill and must be paid off in one lump sum on the due payment date.

Application method:

It is first recommended that you use "China Merchants Bank Credit Card Official WeChat" to apply for a temporary limit anytime and anywhere! Scan the QR code above on WeChat and apply immediately.

You can also log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Temporary Limit Adjustment".

More channels:

Log in to Mobile Life and apply for an increase in the temporary limit immediately.

You can also apply by voice call. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".