Why did my all-currency credit card of China Merchants Bank charge 78 euros but deduct 6848 yuan? The highest exchange rate on that day is 8.5, that is, 78*8.5=663 is deducted.
First of all, the euro is directly converted into US dollars after the US dollar single currency card is swiped. You can wait two days to see that the proportion of China Merchants account is much higher than the exchange rate. I have seen that the ratio of RMB quota to US dollar quota in my account is about 6.35, but you can rest assured that it is only the actual exchange rate that is subject to the actual accounting repayment of the occupied quota.