The billing dates for CCB credit cards are different, and the repayment dates are also different.

Take the China Construction Bank Long Card Credit Card as an example:

The bill date for the CCB Credit Card is the 22nd, and the repayment date is the 11th of the following month.

The fixed repayment date corresponding to the bill date:

Starting from May 15, 2016, the due repayment date of China Construction Bank Long Card Credit Card is not fixed 20 days from the original bill date. The repayment date is adjusted to a fixed repayment date.

Extended information

According to the relevant provisions of the "China Construction Bank Long Card Credit Card Regulations":

Article 20: The cardholder shall pay the due date ( If the entire repayment amount is repaid before the date of the payment (inclusive), the consumption transactions incurred in the current period on the current statement will enjoy interest-free treatment. The interest-free repayment period will be notified separately by the Bank.

Article 21: If the cardholder fails to repay the entire repayment amount before the due payment date (inclusive), he may repay the card in any amount not less than the minimum repayment amount. , but the consumer transaction amounts that should be repaid no longer enjoy the interest-free repayment treatment.

Card holders do not enjoy interest-free repayment for cash advance transactions. For transactions that do not meet the interest-free conditions for cardholders, the Bank will calculate interest starting from the bank accounting date. The upper limit of the daily interest rate is 50,000 and the lower limit is 0.7 times of 50,000 (equivalent to an annual interest rate upper limit of 18.25, The lower limit is 0.7 times of 18.25), and compound interest is calculated on a monthly basis. If the relevant regulations of the People's Bank of China change, the regulations will be followed.

Article 22: When the cardholder fails to repay by the due repayment date or the repayment amount is less than the minimum repayment amount, the Bank will charge 5% of the unpaid portion of the minimum repayment amount each time. A repayment penalty will be charged, with a minimum of 5 yuan, 1 U.S. dollar, or 1 euro, and the currency is the same as the corresponding minimum repayment amount. If there is any other agreement, it shall be implemented as agreed.

China Construction Bank - Announcement on Adjusting the Due Repayment Date of Long Card Credit Card

China Construction Bank - Announcement on Updating the "China Construction Bank Long Card Credit Card Articles"