1. At least 18 years old, with full capacity for civil conduct;

2. Have a good credit record;

3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct;

Application materials:

1. Identity information: copy of resident ID card or military officer's card;

2. Proof of work and income;

3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.

Credit card application method:

1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate, which will be reviewed by the background audit department of ICBC and then processed at the bank.

2. Online banking application: The applicant opens online banking with a personal savings card account, enters the bank official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.