Required conditions and information for ICBC credit card application:

1. Applicants who are 18 years old and under 65 years old can apply for a credit card at ICBC.

2. If you just apply for a popular version of a credit card, the procedure is relatively simple, but the maximum credit limit does not exceed RMB 2,000. What you need to provide is your valid ID plus: payment list for water, telephone, and mobile phone bills in the past three months or a copy of any account you have opened with ICBC.

3. If you want to apply for a standard version of a credit card, and the starting credit limit is more than 2,000 yuan, then you need to provide a relatively high credit certificate: for example, you have already applied for the standard version from another bank. If you have a credit card, please provide statements for the past three months; a copy of your deposit account with our bank. Generally, the payment amount is 10% of your financial assets in the bank, or your unit has a bank that distributes wages on its behalf. It is also possible to provide corresponding supporting documents or account details for salary payment.

4. If you want to apply for a high-limit card in the fastest way, the pledge method is the fastest. If you have 12,000 yuan, apply for a two-year time deposit with ICBC and then pledge it, and your credit record is good and there is no bad record, (that is, you have never had any problems before such as unpaid mortgage or If the credit card debt is not paid when it is due, there will generally be no credit problems.) In about two weeks, you can apply for an ICBC gold credit card with an initial limit of not less than 10,000. Yuan.

However, whether you can ultimately pass the review depends on your own personal conditions. Generally, there is no problem.