Will Ping An Bank waive the annual fee for your card? Do not select benefits

Free annual fee

Customized annual fee for benefits: The annual fee for customized benefits is 288 yuan/year/each, which will be charged to your credit card account once upon activation. Deduction, if not cancelled, the benefits will be automatically renewed every card year. Other charging items are consistent with the charging standards for Ping An Bank credit cards and UnionPay single currency cards.

The benefits will be distributed monthly, and customers who meet the standards will be notified via SMS before the end of the month following the month in which they meet the standards. The monthly notification text message will be sent to the mobile phone number reserved when the customer applies for a credit card. If there is any modification, Please contact Ping An Bank’s credit card 24-hour customer service hotline in advance to complete.

Extended information

Instructions for receiving and issuing benefits:

1. Movie group or delicious pie benefits require a point consumption of 188 yuan or online consumption in the month You can receive the benefits of the current month, and there is no consumption threshold requirement for points parties. If you choose multiple benefits, you need to meet the benefit rules of each benefit package at the same time to enjoy the monthly benefits of each benefit package.

2. Sports Mania includes two rights and interests: Monthly Wonder: Free swimming and fitness benefits of 58 yuan/time once a month starting from the month after activation. Unlimited enjoyment of swimming and fitness rights: From the month after activation, you can enjoy store prices. Enjoy swimming and fitness with a 50% discount, unlimited times throughout the year.

3. Points party benefits include 10 times the points for designated Internet, entertainment and catering purchases every month. For details on designated purchases, please refer to the "Points Policy" section. The monthly reward points limit is 20,000 points, and the validity period is from 6 months after import. The total monthly bonus will be notified via SMS.

Ping An Bank - Ping An You Ni Credit Card

Can Ping An Bank Ping An You Ni Credit Card waive annual fees for life?

Ping An You Ni Credit Card has no annual fees. .

According to Ping An Bank’s standards, Ping An Youni Card is a credit card in Ping An Bank’s lifetime annual fee-free series, and there is no extra handling fee after activation. Moreover, Ping An You Card gives users more choices based on traditional Ping An credit cards. With the card, you can choose your favorite rights and apply for them.

1. Credit card application

In most cases, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply Apply for a credit card from the card issuer. Sometimes, legal persons can also be applicants.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.

2. Credit card issuance

Credit card issuance Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

After accepting a credit card, a credit card merchant or bank must review the validity of the credit card and the identity of the cardholder.

How to calculate the annual fee for Ping An Credit Card?

Ping An Bank has many credit cards. Different cards used by users will have different annual fee charging standards and related regulations.

1. Ping An Bank Credit Card:

Principal card: RMB 100/year for the main card, RMB 50/year for the supplementary card; Gold card: RMB 300/year for the main card, Supplementary card RMB 150 per year. The annual fee will be waived in the first year, and the annual fee will be waived for the following year if the payment is made 6 times during the annual fee cycle.

2. Ping An Platinum Credit Card:

The main card is RMB 2,800 per year; the supplementary card is RMB 1,800 per year. The rigid annual fee in the first year cannot be reduced or reduced; if you spend RMB 150,000 or more during the annual fee cycle, you will be exempted from the annual fee of 50 years in the next year, and if you spend RMB 300,000 or more in the annual fee cycle, you will be exempted from the annual fee in the next year.

1. Is Ping An Bank’s credit card reliable?

Ping An Bank’s credit card is reliable.

Ping An’s credit cards are generally very good, and each card comes with its own insurance. Ping An car owners get 12% off on refueling with their credit card, and it comes with 1.1 million insurance, which is pretty good.

About three months after deactivating the card, the fixed amount will be raised for the first time, and the amount will be increased by about 30%. The second fixed quota increase is 6 months after the first quota increase, and there are two quota increase opportunities a year. Therefore, everyone should pay attention to their quota increase time and do not miss these two opportunities.

During the first and second withdrawal of the fixed quota, there will be two temporary quota releases. Generally, the temporary quota range is about 50, and using the temporary quota does not occupy the fixed quota period. And every time the temporary limit expires, the temporary quota will be generously given out in a few days.

Each major bank's credit card has its own pros and cons. The shortcoming of Ping An Bank is that the interest rate on consumer credit cards is a bit high. Ping An Credit Card has different card types, with different types of cards and different bonus benefits. Customers can choose the appropriate card type according to their actual needs

2. Ping An Bank Credit Card Annual Fee Waiver Policy:

Ping An Bank Credit Card, 1653 can enjoy the first-year annual fee exemption, and the annual fee for the next year will be waived if you make 6 purchases with the card in the same year (excluding platinum cards and car owner cards). The Ping An Platinum Credit Card has a rigid annual fee in the first year (cannot be reduced or reduced). If you spend RMB 150,000 or more in the current year, you will be exempted from 50% of the card's annual fee for the following year. If you spend RMB 300,000 or more in the current year, you will be exempted from the card's annual fee for the following year. Card rules are attached. Same as main card.

Ping An Car Owners’ credit card has a rigid annual fee in the first year (cannot be waived). If you spend 30,000 RMB or the equivalent in US dollars in that year, the annual fee for the next year will be waived.

3. Process of applying for a credit card:

After confirming the bank, you can log on to the official website of each major bank for detailed information; you can apply directly to the business branch, or apply on the bank's official website; fill in the form , fill in the relevant information truthfully according to the guidance of the staff; submit the completed information to the bank for review; the card can be issued after passing the review.

Legal basis: Article 33 of the "Administrative Measures for Credit Card Processing Business" Any unit that opens a basic deposit account at a financial institution within the territory of the People's Republic of China and the People's Republic of China may apply for an unit card. Several unit cards can be applied for, and the cardholder's qualifications shall be designated and canceled in writing by the legal representative of the applying unit or his authorized agent.

Does the Ping An You Ni Card have an annual fee?

The Ping An You Ni Card has no annual fee. It is a lifetime annual fee-free credit card. However, the card rights need to be customized, and the rights are customized for the year. The annual fee of RMB 288 will be deducted from your credit card account once upon activation. If the privilege is not canceled, it will be automatically renewed every card year. Other charging items are consistent with the charging standards for Ping An Bank credit cards and UnionPay single currency cards.

Ping An Youni Card is a credit card that provides young customers with free choices and flexible combinations. The card production fee is 50 yuan per card (free for standard cards, and charged normally for other cards). You can enjoy points party, movie viewing group, delicious pie and other benefits, which can be said to be very good.

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. . The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its controlled subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38% of Ping An's shares. The controlling shareholder of the bank. It has 34 branches across China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formally established the new Ping An Bank. Open to the public. On June 26, 2019, eight banks including Ping An Bank were among the first batch to launch online corporate information verification systems.

Ping An Bank debit card refers to the RMB debit card issued by Ping An Bank to the public with the approval of the People's Bank of China. It has the functions of inquiry, deposit, withdrawal, transfer settlement, general deposit and withdrawal, and one card for multiple accounts. , shopping consumption, bill payment, self-service banking, telephone banking, online banking, revolving loan, VIP services and other functions.

Ping An Bank has four types of debit cards, namely regular card, gold card, platinum card and diamond card.

Is there an annual fee for Ping An Bank's credit card?

Ping An Bank's credit card has an annual fee. The specific charging rules for the annual fee are:

1. Ping An Bank's credit card The annual fee for the main card is 100 yuan/year for the regular card, and the annual fee for the supplementary card is 80 yuan/year;

2. The annual fee for the main card of the Ping An Bank Gold Credit Card is 175 yuan/year, and the annual fee for the supplementary card is 175 yuan/year. The annual fee is 125 yuan/year;

3. The annual fee for the main card of the Ping An Bank Platinum Credit Card is 2,800 yuan/year, and the annual fee for the supplementary card is 1,800 yuan/year;

4. The annual fee for the main card of the Ping An Bank Diamond Card is 10,000 yuan/year, and the annual fee for the supplementary card is 6,000 yuan/year.

Ping An Bank credit cards have an annual fee exemption policy:

1. Among Ping An Bank credit cards, some cards enjoy automatic annual fee exemption in the first year, and the annual fee exemption will continue after the consumption reaches the standard in the second year. For example, Ping An Bank Ctrip Platinum Credit Card has an annual fee of 480 yuan/year. The annual fee is automatically waived in the first year. If you make 12 purchases in the year, the annual fee can be continued to be waived; for the Ping An Good Car Owner Card, the annual fee is automatically waived in the first year. If you make 6 purchases, you can continue to have your annual fee waived.

2. Among the Ping An Bank credit cards, some card types can waive annual fees for life, such as Ping An Youni Card, Ping An Without Card, American Express Red Card, MasterCard Platinum Card, etc.; in addition, as long as it is in New customers who apply for the Ping An Joy Platinum Card before December 31 this year can also enjoy lifetime annual fee exemption.

Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many Special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply to the card issuer with his or her valid identity document and other documents required by the card issuer. Receive a credit card personal card master card. Ping An Bank credit card principal cardholders can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

Will Ping An Bank deduct the opening fee for your DNF series card? Is there an annual fee?

The annual fee for your card is waived for life, but there is a production fee for card production, which is 50 yuan for a standard card. It is free for standard cards. If the card is successfully issued, the card production fee will be deducted from your card account.

1. Customized annual fee for rights and interests. The annual fee for customized rights and interests is 288 yuan per year. It will be deducted from your credit card account in one time after activation of your card. Other charging items are the same as those for Ping An Bank Credit Card UnionPay Single Currency Card. Standards remain consistent.

2. After the cardholder successfully applies for this function, when a single consumption reaches the preset starting amount, the system will automatically process the consumption according to the preset number of installments within the set validity period. With the consumption installment function, when there are multiple transactions that meet the conditions within the validity period, the system will automatically make installments one by one without the need to apply repeatedly.

3. A business in which you, the cardholder, transfer cash to a debit card with the same name in a certain proportion within your card's credit limit at one time, and repay the principal and a certain amount of handling fees in installments.

This is the end of the introduction about the annual fee of Ping An You Ni Credit Card and whether the annual fee of Ping An You Ni Card is lifetime-free. I wonder if you found the information you need?