Credit card refers to a bank card with a certain credit card limit, which can be repaid first and then, and enjoys interest-free repayment period and interest-free deposit according to regulations.

Credit card refers to a bank card with a certain credit card limit, which can be repaid first and then repaid. The secondary credit card is attached to the main credit card, with the same function and account (that is, the secondary credit card is included in the bill of the main credit card after use), but the card number is different. The cardholder of the secondary card must be the child, spouse or parent of the primary card.

There are several differences between credit cards and credit cards:

1. The essential difference between credit cards and credit cards is that credit cards and credit cards are actually inclusive.

2. Credit card deposits bear interest (calculated at the current interest rate), but credit card deposits do not bear interest.

3. Credit cards do not enjoy an interest-free repayment period, and credit cards can enjoy an interest-free repayment period of at least 25 days and at most 56 days.

4. About the credit limit: The credit limit of a general credit card is 5000 yuan, and that of a gold card is 10000 yuan, but there is no credit limit for a credit card. The specific credit limit depends on the applicant's credit rating.

5. Credit card deposits have interest, but credit card deposits have no interest;

6. The function of the card is different. Credit card has the functions of credit consumption, installment payment, transfer settlement, cash deposit and withdrawal, etc. Credit cards not only have the functions of deposit and withdrawal, transfer and consumption, but also can enjoy various forms of points, discounts, promotions and other activities.