Introduction of credit card installment fees of Shanghai Pudong Development Bank: There are four kinds of installment fees of Shanghai Pudong Development Bank: 6, 12, 18 and 24. The charging method is to charge the current installment fee every month, and the installment function can be used after accumulating 200 yuan.

The installment fee is shown in the following table:

The repayment amount of each installment = 30,000 * 0.76%+30,000 /24 = 1.478 yuan.

Expenses payable for each period =3000*0.76%=228 yuan.

Total cost of installment payment = 30,000 * 0.76% * 24 = 5,472 yuan.