1. improve the success rate of applying for a new credit card: if you have multiple inactive credit cards, the bank will consider your financial situation unstable when applying for a new credit card, which will affect your application success rate. Therefore, in order to improve the success rate of applying for a new credit card, you need to cancel the inactive credit card.

2. Avoid personal information disclosure: If the credit card of CCB is not activated, but personal information is still at risk of disclosure, it is necessary to cancel the inactive credit card to protect the safety of personal information.