The minimum repayment amount of the credit card of Shanghai Pudong Development Bank is calculated according to a certain proportion of the actual repayment amount on your current bill, which is not fixed and will be displayed on your monthly credit card bill. The minimum repayment amount of Shanghai Pudong Development Bank's credit card = the unpaid part of the minimum repayment amount in the previous period+the part exceeding the credit limit in the current period +5% (the first month's bill 10%)× the accumulated outstanding transaction amount in the current period+installment payment and telephone installment payment+the payable amount in the current period+the new interest and expenses in the current period. In other words, the credit card of Shanghai Pudong Development Bank can enjoy the minimum repayment service for overdraft consumption and overdraft withdrawal within the credit limit, and only the formalities fees charged by the bank according to the standard cannot be used as the minimum repayment amount.