ICBC Home Decoration Card is a credit card product issued by ICBC, which mainly provides cardholders with preferential services related to home decoration such as home decoration, purchase of decoration materials, payment of decoration expenses, purchase of household appliances and furniture. The credit line of ICBC's home improvement card is mainly used for customers' house decoration, purchase of house decoration materials, household appliances and furniture, and installment payment. It cannot be used for real estate development, production and operation, investment and other areas prohibited by national laws, regulations and regulatory policies, nor can it be used for buying commercial vehicles, paying shop rents or trading operations.