It is better to swipe your credit card several times and spend more money a month. Brush 1000 is easier to apply for an amount increase than brush 10. Generally speaking, the monthly consumption of a card should be kept above 30, and the monthly credit card amount should exceed 60% of the total credit line, so that the withdrawal application can be easily approved.

It is easy to increase the temporary credit card limit, but it is difficult to increase the fixed credit card limit, but the temporary credit limit can only be used for one month, and it will be repaid in full at maturity. In order to increase the fixed limit, cardholders can apply for a temporary limit first, and then apply for an increase after the temporary limit is properly used and repaid in time, which is easy to be approved.

Extended data

Matters needing attention when using credit card to swipe your card:

1, short-term transactions are frequent.

The same card may not be traded at two or more terminals in a short period of time, whether it is successful or not, including balance inquiry.

2. The credit card time is in doubt.

There are also transactions outside normal business hours, such as seagull trading after work in the wholesale market. Business hours are from 9 am to 8: 30 pm. Please don't swipe your card at other times (non-business hours are dangerous).

3. The credit card amount is incorrect.

The credit limit of a card is 1 10,000. Once activated, don't brush it off on the pos machine. For example, the credit card limit is 10000, and the credit card is controlled within 60% at a time. Don't finish it on the same machine on the same day. Brush it in several days or in different machines.

Baidu encyclopedia-credit card swiping