Cardholders should note that if they use the visa card of China Everbright Bank to withdraw cash, they will be charged a certain handling fee and interest. The visa card of China Everbright Bank takes two forms: the existing credit card overdraft cash withdrawal and the overpayment cash withdrawal, and the fees charged by the credit card overdraft cash withdrawal and the overpayment cash withdrawal are the same.

China Everbright Bank's visa card withdrawal refers to the user holding China Everbright Bank's visa card to withdraw local currency at the branch counters of China Everbright Bank, ATMs and ATMs of other banks marked with visa.