This question can be answered based on the following points:

First of all, if the credit card is not overdue for more than 90 days, it is still possible to get a loan in the near future.

Secondly, lending institutions will comprehensively consider the borrower's credit status, including credit card repayment history, when approving loans. Although one overdue credit card may have a certain impact on your credit score, as long as it is no more than 90 days late, the impact on your loan is usually small.

In addition, other factors need to be considered whether you can get a loan in the near future. Lenders will also take into account the borrower's income, debt burden, job stability and other factors. A loan application will only be approved if the borrower is deemed to have sufficient repayment ability and credit background after a comprehensive assessment.

In short, if the credit card is not overdue for more than 90 days, it is still possible to obtain a loan in the near future. However, whether you can get a loan depends on the borrower's credit status and other factors. It is recommended that borrowers try to maintain a good credit record and avoid late repayments to increase the success rate of loan applications.

Supplementary information:

Overdue credit card refers to the failure to repay the minimum payment or the full amount on time after the credit card repayment deadline. Overdue credit cards can have a negative impact on one's credit history. Generally speaking, the more overdue items and the longer the overdue days, the greater the impact on your credit score. Overdue records will be recorded in personal credit reports and may affect the approval results of subsequent loans, credit cards, house purchases, car purchases and other financial services. Therefore, borrowers should reasonably plan and manage credit card repayments according to their own financial situation. Timely repayment can avoid the negative impact of overdue records on loan applications.

It is worth mentioning that different lending institutions have different tolerances for overdue records. Some institutions may be more sensitive to overdue records and require a higher approval rate for loan applications; while some institutions may be more tolerant of overdue records and be more flexible in approving loan applications. Therefore, choosing the right lender will also have an impact on the outcome of your loan application.

Finally, as a borrower, before applying for a loan, it is recommended to understand your credit status and apply for a credit report to check your personal credit record. If you have a past due record, you can improve your credit status through reasonable repayment planning and communication with your credit card issuer. At the same time, appropriately adding positive information about other repayment records, such as repaying other loans or bills on time, will also help improve the success rate of loan applications.

The above are answers and explanations about whether you can get a loan in the near future if your credit card is overdue for less than 90 days. Hope this helps!