If the credit card needs to be opened after freezing, you need to call the bank's credit card service hotline to apply and need to re-approve. Credit cards are stopped for many reasons, including risky transactions, cash withdrawal, long-term overdue and so on.

If your credit card is frozen because the bank thinks it is risky, you can call the customer service of the credit card center to ask about the specific situation and see if it is necessary to reissue a new card or directly open a card.

If it is because it is recognized as a cash-out behavior by the bank, then you not only need to explain clearly, but also may submit relevant transaction vouchers to the business outlets, indicating that it is not a cash-out behavior.

Extended data:

There are many reasons why credit cards are stopped:

1, the password entered in transaction or withdrawal is incorrect, and the card will be temporarily deactivated. Opening method: Call the customer service hotline to apply.

2. If the bill is overdue (short-term) and cannot be repaid in time, the bank will temporarily stop the card. Opening method: pay at least the minimum repayment amount of your bill, and most banks will automatically release the frozen status of your card after the repayment (a few need you to call to apply).

3. No salary for a long time. Opening method: generally, full repayment is required, and then apply to the bank for opening after full repayment.

4. Credit risk. Generally, it is the bank's reaction to suspected fraud or cashing. The card is opened: this depends on the final investigation and appraisal results of the bank.

References:

Credit card _ Baidu Encyclopedia