Consequences of Everbright Credit Card Overdue
1, credit investigation, overdue credit investigation of Everbright Credit Card will affect personal credit. Generally, bad records will be kept for five years, which will affect future financial services such as mortgage and car loan.
2. Pay high interest charges. If Everbright Credit Card is overdue, it will not only affect the credit, but also pay a high interest fee, which will be charged at a rate of five ten thousandths per day, and the interest will be compounded monthly until it is paid off.
3. freeze credit cards. However, it should be noted that after the expiration of Everbright Credit Card, if the cardholder disappears, changes his mobile phone number or changes his home address, it is seriously overdue. Everbright Bank will freeze your credit card account and blacklist you. From then on, you will become an untrustworthy person, which will have a great influence on your travel, life and work.