Take China Merchants Bank's credit card as an example. If the minimum repayment amount of the bill is not returned in time before the due repayment date, late fees and interest will be charged, and personal credit will be affected. The overdue fine is 5% of the unpaid minimum amount, and the minimum amount is RMB 10 yuan or USD 1 yuan. Interest refers to the collection of all consumption in the current period from the bookkeeping date (usually the day after consumption), with a daily interest rate of five ten thousandths until you pay it off in full. In order to avoid affecting personal credit, it is recommended that you repay on time. If it is not convenient to pay off the bill in full, please pay off at least part of the minimum payment on time. Minimum repayment amount of credit card =65438+ 00% of all general transactions in the credit card account+100% of all outstanding installment transactions in the account+100% of the unpaid part of the minimum repayment amount in the previous period+100% of all the money used in excess of the credit limit of the account. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final repayment date, without affecting your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will bear interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (If you repay in full and on time, you can enjoy an interest-free period for credit card spending) If you don't repay, your credit will be affected and interest will be charged. Banks will ask for compensation first, and then they will not rule out seeking legal solutions. I suggest you ask your relatives and friends for help and repay as soon as possible.
If in doubt, please call the credit card customer service number 4008205555 for manual verification.
You can consult any credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center.