where the money goes when applying for a refund:
1. Pay with Alipay balance:
Buyers who apply for the sale in/after the sale will all be returned to the buyer's Alipay account. Balance payment means balance. Yu' ebao pays back to Yu' ebao.
2. If the payment is made by express payment of savings card, the refund amount will be returned to the bank account after the refund is successful. 1. Except for city commercial banks (such as Hangzhou Bank, Bank of Beijing, Bank of Ningbo, etc.) and Ping An Bank, the express payment of savings cards of other banks will be refunded to the bank card. 2. 1-5 working days after the refund, the time for returning is different according to different banks, and the specific refund time will be determined by the returned bank. < p
after-sale: if the refund application type is "Refund only if goods are not received" or "Refund only if goods are received", the money will be returned to the buyer's payment channel in the original way if the seller successfully operates the refund by himself or the refund is overdue. In other cases, the money will be returned to the balance of Alipay account of the buyer.
4. Use a third party to pay
(1) Pay on behalf of a single order
In the middle of sale: return the payer; Example: A asks B to pay a single order, B pays the money, and the money is refunded to B account;
after-sale: the seller agreed to refund successfully: the refund payer
the seller's deposit was transferred after the intervention of Xiao Er: the balance of the buyer was returned
(2) the consolidated order was paid:
during the sale and after-sale: both were returned to the account of the order payer, regardless of the scene. For example, A asks B to pay the combined multiple orders, B pays the money and refunds it to B account.
5. If the bank card paid by the buyer is cancelled before the refund, the corresponding money will be returned to the balance of the buyer's Alipay account. Generally, those who arrive at Alipay will receive the account immediately. For those who arrive at credit cards or bank cards, the refund will go through the bank, and most of the banks will take several working days. The specific arrival time will be subject to the bank. You can call the bank.
(operating environment: Apple 12, ios14, AliPay version 1.2.3, acquired Appv4.7., China bank App version 7.2., China industrial and commercial bank App version 7..1.1., China construction bank App version 5.6.2, China agricultural bank app version 6.8. Guangzhou Bank App version 4.3.9, Postal Savings Bank App version 7..4, Bank of Communications App version 5.6., China Merchants Bank Pocket Life APP version 8.5.8).