What caused the credit card to be locked?
1. Incorrect password locked: If the number of incorrect password entries exceeds the limit, the credit card will be locked. Usually, a credit card password will be locked if it is entered incorrectly for three times.
2. The overdue credit card is locked: Overdue will have many effects, which will not only affect the credit investigation, but also make the cardholder unable to use the overdue card if the cardholder's credit card is seriously overdue.
3. Risk transactions are locked: cardholders frequently use pos machines for large-scale consumption and large-scale cash withdrawal. Moreover, credit cards are often swiped, and it is easy to be locked without real transactions.
4. Suspected of cashing out: abnormal large-scale consumption during non-business hours, all credit cards used for the first time have been swiped, and a large number of cards that have not been used for a long time have suddenly been swiped, and the same merchant swiped the card for a long time. These behaviors will be considered by banks to be suspected of cashing out, and your credit card will be locked or even blocked.
5. Property is frozen by the court: this situation is relatively rare. For lawsuits involving financial disputes, the court will freeze the finances and the credit card will be frozen.
The credit card is locked. How to unlock it?
1. Incorrect login password: the credit card consumption password will be locked if it is pressed incorrectly continuously, and the user needs to bring his ID card and bank credit card to the bank service outlet to unlock it;
2. Overdue: If the bank credit card is locked overdue, you need to pay off the arrears first, and then the system will automatically open;
3. Assets are frozen by the people's court: this situation involves legal disputes and can only be opened after litigation;
4. Risk transaction: Contact the bank to explain that the transaction is normal, and it can be unlocked after good communication.